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HOA Compliance by State

State-specific reserve fund requirements, compliance rules, and what self-managed HOA boards need to know to protect themselves from personal liability.

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HOA Reserve Fund Compliance in Oklahoma: What Volunteer Boards Need to Know

Guide

Oklahoma HOAs are governed by the Oklahoma Homeowners Association Act (60 O.S. §851) and the Unit Ownership Estate Act. Reserve studies are not mandated, but fiduciary duties apply. Learn what Oklahoma volunteer boards need to know.

Updated Apr 16, 2026 Oklahoma

HOA Reserve Fund Compliance in Pennsylvania: What Volunteer Boards Need to Know

Guide

Pennsylvania HOA boards must navigate the Uniform Planned Community Act (68 Pa. C.S. §5101) and Unit Property Act (68 Pa. C.S. §3101). Learn what self-managed communities must do to protect board members from personal liability.

Updated Apr 16, 2026 Pennsylvania

HOA Reserve Fund Compliance in South Carolina: What Volunteer Boards Need to Know

Guide

South Carolina HOA boards are governed by the SC Homeowners Association Act (SC Code §27-30-10 et seq.) and the Horizontal Property Act for condos. Reserve studies are not mandated, but fiduciary duty applies. Learn what self-managed boards must do to limit personal liability.

Updated Apr 16, 2026 South Carolina

HOA Reserve Fund Compliance in Rhode Island: What Volunteer Boards Need to Know

Guide

Rhode Island condominium associations are governed by the Condominium Act (R.I. Gen. Laws §34-36.1) and the HOA Act (§34-36.4). Reserve study requirements apply to condos. Learn what Rhode Island volunteer boards must do to comply.

Updated Apr 16, 2026 Rhode Island

HOA Reserve Fund Compliance in Tennessee: What Volunteer Boards Need to Know

Guide

Tennessee HOA boards are governed by the Tennessee Homeowners Association Act (T.C.A. §66-27-201 et seq.). Reserve studies are not mandated, but fiduciary duty applies. Learn what self-managed boards must do to limit personal liability in Nashville, Memphis, and Knoxville.

Updated Apr 16, 2026 Tennessee

HOA Reserve Fund Compliance in South Dakota: What Volunteer Boards Need to Know

Guide

South Dakota condominium associations are governed by the Condominium Ownership Act (SDCL §43-15A). Learn what reserve obligations apply to South Dakota volunteer boards in Sioux Falls and Rapid City.

Updated Apr 16, 2026 South Dakota

HOA Reserve Fund Compliance in Texas: What Volunteer Boards Need to Know

Guide

Texas HOA boards face budget transparency rules and records access requirements under Property Code Ch. 204. Learn what self-managed communities must do to protect board members from personal liability.

Updated Apr 16, 2026 Texas

HOA Reserve Fund Compliance in Utah: What Volunteer Boards Need to Know

Guide

Utah's Community Association Act requires HOA boards to adopt annual budgets that include reserve funding. Associations above a certain size face reserve study requirements.

Updated Apr 16, 2026 Utah

HOA Reserve Fund Compliance in Washington: What Volunteer Boards Need to Know

Guide

Washington's Uniform Common Interest Ownership Act requires HOA boards to conduct reserve studies and review reserve funding annually. Volunteer boards in Seattle and beyond face clear statutory obligations.

Updated Apr 16, 2026 Washington

HOA Reserve Fund Compliance in West Virginia: What Volunteer Boards Need to Know

Guide

West Virginia community associations are governed by the Uniform Common Interest Ownership Act (WV Code §36B). Learn what reserve obligations apply to West Virginia volunteer boards.

Updated Apr 16, 2026 West Virginia

HOA Reserve Fund Compliance in Virginia: What Volunteer Boards Need to Know

Guide

Virginia's Property Owners' Association Act requires annual budgets to include reserve fund disclosures. Many Virginia HOA governing documents go further, requiring formal reserve studies.

Updated Apr 16, 2026 Virginia

HOA Reserve Fund Compliance in Vermont: What Volunteer Boards Need to Know

Guide

Vermont common ownership communities are governed by the Vermont Common Ownership Community Act (27 VSA §1301). Learn what reserve obligations apply to Vermont volunteer boards, including ski resort and seasonal communities.

Updated Apr 16, 2026 Vermont

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