Is Your HOA Reserve Fund Actually Compliant?

The compliance-first accounting platform built for volunteer HOA boards — reserve funds, dues collection, and month-end close in one place.

State-specific compliance
No per-unit pricing
True fund accounting, no commingling

Built for volunteer boards, not property managers

See plans & pricing

What the app prevents

Over 100,000 self-managed HOAs still run on spreadsheets and QuickBooks.

01
QuickBooks cannot separate operating and reserve funds. That's commingling — and in states like Florida, New Jersey, and Maryland, it's a compliance violation that exposes board members to personal fines up to $10,000.
02
Financial complexity is the #1 reason volunteer boards hire professional management companies. 58% of boards that made the switch cited finances as the trigger. The right software keeps your board independent.
03
Florida banned reserve waivers for structural components. New Jersey requires baseline funding that never drops below zero. Fannie Mae is raising its reserve floor to 15% on January 4, 2027 (Lender Letter LL-2026-03). Do you know your state's rules?

Here's how BoardStack fixes it.

State-specific compliance tracking True fund accounting, no commingling Built for volunteer boards, not property managers Flat pricing your board can approve in one meeting

Pick a plan to see pricing details and next steps. Start a 1-month free trial with a card, and we will email you 3 days before it ends.

Starter

$20/mo

Up to 50 homes

Dues tracking & online payments
Violation log
Reserve fund dashboard
State compliance tracking
Homeowner directory
Up to 3 board users

RECOMMENDED

Growth

$49/mo

51–200 homes

Everything in Starter
Owner portal (homeowners see their own ledger)
Board meeting minutes & votes
Architectural request tracking
Automated dues reminders
Up to 10 board users

Scale

$99/mo

201–500 homes

Everything in Growth
Full general ledger
Fund-segregated financial reports
Audit-ready export pack
Month-end close workflow
Multi-community view
Unlimited board users
Priority support

Portfolio

$199/mo

500+ homes. Multi-community operators.

Everything in Scale
Cross-community reserve health dashboard
Portfolio-wide compliance alerts
Dedicated account manager
Custom integrations
Enterprise SLA

Frequently asked

Common questions before you try it

How much does BoardStack cost?

$20–$99/mo flat tiers by community size. No per-unit fees.

Does BoardStack handle reserve fund compliance?

Yes, state-specific compliance tracking updated as laws change.

How long does setup take?

Most boards are up and running the same day. Import your homeowner list and start collecting dues online immediately.

Do I need to sign an annual contract?

No. Month-to-month. Cancel anytime. Annual billing saves 20%: Starter at $16/mo, Growth at $39/mo, Scale at $79/mo.

What size community is BoardStack built for?

Self-managed communities up to 500 units. From small townhome HOAs to large condo associations.

Can I try BoardStack before paying?

Yes. Pick a plan, add a card, and your 1-month free trial starts immediately. We email you 3 days before it ends, and we do not charge you unless you stay on the plan past the trial end date.