HOA Compliance by State

Nebraska community associations are governed by the Nebraska Condominium Act (NEB. REV. STAT. §76-801) and the Common Interest Community Act. Learn what reserve obligations apply to Nebraska volunteer boards.

Montana community associations are governed by the Unit Ownership Act (MCA §70-23-101) and the Common Interest Community Act (MCA §70-23A-101). Learn what reserve obligations apply to Montana volunteer boards.

Missouri HOA boards may be governed by the Uniform Common Interest Ownership Act (UCIOA) or older planned community statutes. Reserve study requirements vary by community type. Learn what self-managed boards must do to limit personal liability in St. Louis and Kansas City.

Nevada has some of the strictest HOA reserve fund laws in the country. NRS 116 requires associations to maintain reserves sufficient to repair and replace major components, backed by a required reserve study.

New Hampshire condominium associations are governed by the Condominium Act (RSA 356-B) and planned communities by the Planned Community Act (RSA 356-C). Reserve study requirements apply to condos. Learn what New Hampshire volunteer boards must do.

New Jersey enacted S2760 (2024) requiring professional reserve studies every 5 years and S3992 (2025) mandating baseline funding. Self-managed boards face new compliance obligations with real enforcement.

North Carolina HOA boards must navigate the NC Planned Community Act (G.S. §47F) and NC Condominium Act (G.S. §47C). Condo associations face reserve study requirements. Learn what self-managed boards must do to limit personal liability.

New York HOA and condo boards are governed by Real Property Law §339-v (condos) and the Business Corporation Law for cooperative corporations. Reserve studies are not universally mandated but prudent governance requires them. Learn what boards must do to limit personal liability.

New Mexico HOAs are governed by the Homeowner Association Act (NMSA 1978, §47-16-1) and the Condominium Act (NMSA §47-7A-1). Learn what reserve fund obligations apply to New Mexico volunteer boards.

North Dakota condominium associations are governed by the North Dakota Century Code §47-04.1. The state has a smaller HOA market but fiduciary duties still apply. Learn what North Dakota volunteer boards need to know.

Oregon's Planned Community Act requires annual budgets for HOAs, while the Condominium Act mandates reserve funds for condo associations. Governing documents often impose reserve study requirements on both.

Ohio HOA boards must navigate the Planned Community Law (ORC Chapter 5312) and Condominium Act (ORC Chapter 5311). Reserve studies are encouraged and fiduciary duty applies. Learn what self-managed communities must do to protect board members.